What is cashback and how does it work?

How to get cashback when you shop online

Lots of us have heard about getting cashback from purchases on credit cards and bank accounts, maybe even from mobile phone contracts, but not so many people know you can get cashback on practically anything you want to buy online.

Of course it sounds too good to be true. Why would retailers give you money back on things you were going to buy anyway? Well it’s all about helping to bring people to their brand and see what else is on offer.

And what’s more, most of the big high street brands are doing it (as well as the online only brands)

So, if you want to make your budget stretch further, find out how to shop smarter.


What is cashback?

Cashback is effectively a discount on your purchase, but instead of being applied at the time of purchase (like a discount voucher), it is awarded once the sale has been completed, and in most cases after the returns period has ended. Cashback is typically offered as percentage of your purchase returned to you. E.g. 10% cashback. Occasionally it may be a fixed sum that will be offered.

Discount vouchers and coupons are also available and these usually take the form of a fixed price reduction off your purchase. E.g. £5 off. These are applied before payment is taken.


How does it work?

Simply put, retailers want to attract more customers to their website. In order to do this they are prepared to offer a cashback incentive to sites like GetPaidTo to help us bring more customers to them.

GetPaidTo passes all of the cashback from the retailer, on to you, the customer. GetPaidTo makes it moneys from retailers advertising on the site and other special promotions.

So there are no catches and no hidden costs involved.

It is also important to note that cashback cannot be guaranteed as retailers will not pay out if they suspect any fraudulent behaviour or purchases (e.g. stolen credit card usage), or if customers have complete their purchase at a site other than GetPaidTo.


How can I get started?

To start earning cashback you need to join a cashback rewards site like GetPaidTo.com.

Simply enter your email address and set a password and you’re ready to go!

Search for the retailer you want to shop with, check the cashback and discount voucher offers available and click though to the retailer’s site to shop as you normally would.

As long as you have clicked to their site from GetPaidTo, your cashback will show as ‘tracked’ in your GetPaidTo account shortly after completing your purchase on the retailer’s site.

You will be notified when cashback has been:

  • ‘tracked’ – meaning the transaction has been recorded for cashback
  • ‘confirmed’ – meaning the retailer has approved the transaction ready for payment
  • ‘paid’ – when your cashback has been paid and sent to your PayPal or bank account

When will I get my cash?

Once your cashback has been shown as tracked, and then confirmed it will be almost ready to be paid to you.

It will only be paid once the returns period for the product or service has expired. E.g. in most cases 28 days, but in the case of a holiday the cashback will be paid after the holiday has been taken.


How do I get my hands on my cash?

In Your Account settings you can choose to have your cashback paid to your designated PayPal or bank account.

You can also set a minimum pay out amount – the lowest is £1/$1. This means that you may elect to have cashback paid once you have over £10/$10 in your account for instance, or you may wish for it to be paid every time it goes over £1/$1. It’s entirely up to you.

When a payment has been made to you will automatically be notified by email of the amount and account it has been sent to.

So all you have to do now is start enjoying some great savings every time you shop online!

Get Started Now

Sign up for a GetPaidTo account now to start earning and saving money online.

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GetPaidTo - How it all works

Cashback Boosts

Cashback Boosts are available when you Earn and Save at GetPaidTo. Use points earned against your purchases to get extra cashback. With up to 100% cashback on offer you can shop for free in 3 easy steps!

  Cashback boost - Step 1

1 Make an eligible cashback purchase. The piggy icon highlights that the offer is eligible for Cashback Boosts.

  Cashback boost - Step 2

2 Open the Booster Panel in your account. Complete your purchase on the retailer's site then return to the 'My Cashback' section in your GetPaidTo account. Select your purchase and click the 'Boost It Now' button.

  Cashback boost - Step 3

3 Set and Save the Cashback Boost. Allocate the number of points you wish to use and see your boosted cashback amount.

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